5 Reasons Why You Need an Auto Insurance Broker

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auto insurance broker

If you are thinking of getting auto insurance, then maybe you’ve considered hiring an auto insurance broker. The auto insurance marketplace can be difficult to navigate and rather confusing. With so many auto insurance laws and regulations at federal, state and local levels, it makes sense to hire an insurance broker to help. Many people… Read more »

7 Real Reasons You Need Life Insurance

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The primary purpose of the life insurance policy is to financially secure the lives of the dependents after the demise of the primary bread winner and therefore it has become an integral part of our lives. It serves as an earning substitute and has hence become real important for individuals to invest in the insurance… Read more »

5 Questions to Ask Before Buying Life Insurance

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Buying a life insurance policy is a big decision so you'll want to make sure there are no surprises after you sign on the dotted line.

Buying life insurance is not a decision to be made lightly. Policies can get expensive so you need your insurer to be reliable and trustworthy. Many providers have strict requirements that must be met in order to obtain coverage. This means you will likely have to submit to a medical exam so that the underwriters of your… Read more »

Is Term Life Insurance Good for Young Families?

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If you want to protect your family in case you suffer a tragic accident, then consider a term life insurance policy to provide needed financial support.

If there’s one thing that almost all young families have too little of, it’s money. Raising a family today is expensive as you negotiate the costs of buying a house, purchasing a practical and reliable car, and outfitting your home with child-friendly furnishings and accessories. That doesn’t even include trying to save for retirement or college. There… Read more »

Can Your Doctor Perform Your Life Insurance Exam?

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You may prefer for your own doctor to perform your life insurance exam, but you'll need to undergo extra pokes and prodes before being granted a policy.

When you apply for a life insurance policy, you will need to submit to a medical examination to find out just how healthy (or unhealthy) you might be. The results of this exam are then taken into account to determine the price of your policy. After all, the reason you’re taking out life insurance is so… Read more »

Why Might You Need Life Insurance in Retirement?

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Do you still need your life insurance policy after retiring? While it may be tempting to stop paying those premiums, the answer isn't always so simple.

You purchased life insurance to provide security for your family in the event something tragic should happen. It was a smart move then because your income provides the financial support your family needs to get by. Now, your children have all grown up and have careers and families of their own, you and your spouse are… Read more »

Umbrella Insurance 101

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Did you know you can loose all of your money following an accident? Read more to see if you need added protection with umbrella insurance.

Obtaining Insurance is an important component of being a responsible adult these days. In fact, there are several instances in which it is required, either by law or by lenders. Whether you’re comparing car insurance rates or seeking home insurance quotes, however, you should know that your standard policy may not cover everything you need. In… Read more »

Why Business Liability Insurance is not One-Size-Fits-All

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As with every other product you'll need to buy for your business, the liability insurance policy you choose should meet your exact needs and requirements.

To be fair, not even clothing is really one-size-fits-all, which is why you may have started to notice labels on apparel that now read “One Size Fits Most”. Just like people, businesses come in many shapes and sizes. So it’s no surprise that businesses have vastly different needs when it comes to insurance policies. Whereas… Read more »