auto insurance broker

Posted by & filed under Insurance Broker.

If you are thinking of getting auto insurance, then maybe you’ve considered hiring an auto insurance broker.

The auto insurance marketplace can be difficult to navigate and rather confusing. With so many auto insurance laws and regulations at federal, state and local levels, it makes sense to hire an insurance broker to help.

Many people are unaware of the benefits of hiring an insurance broker and often simply choose direct insurance services. Read on to learn the top 5 reasons why you need a broker!

1. An Auto Insurance Broker Works For You

There is a major difference between an auto insurance broker and an insurance agent. Insurance brokers work for multiple firms on behalf of their clients. On the other hand, insurance agents are employed by only one firm. 

They get to know you, the organization, or business to make sure to identify the right insurance plans.

2. More Knowledgeable

Mostly, insurance agents only understand the insurance policy offered by their company.

A broker has a greater knowledge of the market as a whole. This is because they work with many companies and carriers. This means they can identify the right insurance policy for you.

This is especially true if you’re a niche business. An insurance broker can offer you the expertise and knowledge to tailor an insurance policy to your needs.

3. More Cost Effective

Often, people assume that the middleman is an unnecessary cost when getting insurance. However, the cost of hiring an insurance broker is, on average, more cost effective than direct insurance.

Because they’re professionals, insurance brokers often get lower premiums from insurance companies. And this impacts how much they charge you, the client.

4. It’s Much Easier

Often, customers assume that it’s easier to purchase insurance directly from their car company. This is actually not the case!

Insurance brokers are easy to contact in your preferred way, whether it’s email, phone, or visiting a website.

Do you require more information about the terms of your insurance? Or would like to inquire about potential changes to insurance agreement?

Brokers are much better equipped to handle these issues than direct insurance companies.

5. Quick and Personable

Because insurance brokers work in smaller teams, they offer a more quick and efficient service. Meanwhile, clients can enjoy the benefits of a more personable, friendly experience.

Furthermore, insurance brokers are much more effective in dealing with changes to policy and special requests.

Direct insurance services, unfortunately, rely on call centers employees with limited knowledge. Whereas, insurance brokers are available at every point of the insurance policy cycle.

Final Thoughts

We’ve debunked the myth that a broker can’t get you from point A to point B quicker, efficiently, and at a lower rate. 

If you need auto insurance, your broker can also find you the best possible insurance policy deals available. 

Ready to get started?

Get in touch for a free auto quote today!