If you’re a new driver, you may be wondering why auto insurance is so important. After all, shouldn’t you be able to choose whether to have it or not? We hope to change your mind by telling you six reasons you really should buy auto insurance. You might be surprised! If you are thinking about it, don’t hesitate to talk with an auto insurance broker.
1. It’s the Law
We’re not kidding. You can get into some serious trouble if you’re caught driving without proof of insurance. Authorities are able to take away your driver’s license, or even have your car towed if you fail to buy insurance.
2. More Affordable than Accident Costs
You may have heard this one before, and for good reason. If you get in an accident, some major costs can get racked up. But with insurance, you have a hand to hold, and for less money than the accident costs. If that’s not a good enough reason, what is?
Your auto insurance can help you pay off any money you find yourself needing after an accident. While rates vary, this holds true for all auto insurance providers. This will definitely help you in the long run, as even your emergency fund may not be able to cover the costs. With insurance by your side, you can handle even the worst of accident costs. What could be better?
4. You Can Keep on Driving
Remember when we said that it’s the law to have auto insurance? Getting caught without it can mean transportation problems for a while. One consequence might be having your license taken away for a good amount of time. This means having someone else drive you to work or social activities– not only will it be inconvenient, but embarrassing! Keep your insurance on you to avoid this situation.
5. There’s More to It
When you get auto insurance, you can also have the benefit of several other policies with it. For instance, if your car gets dented by a huge storm or hit by a person without insurance, other insurance options can help you cover these problems. If you do go ahead and buy insurance, you may want to check out these extra benefits.
6. Medical Coverage
Oftentimes, auto insurance can also cover injuries resulting from an accident. This includes any major damage done to you or a family member in the car with you. We cannot stress how important this is, especially if something unexpected comes up. Don’t put you or your family at risk; be sure to talk with an auto insurance broker and see about getting the right insurance for your needs.
So now you have a better idea of why auto insurance is so important. It can keep you from losing lots of money, give you added benefits, and most importantly ensure that you and your family can receive compensation if an injury occurs. (Not to mention it’s illegal not to have it.) That being said, have a great spring and drive safely!